Newsletter | Winter 2019
Monday, 11 February 2019 Your Life. Your Community. Your Plan.

It’s been a wild couple of months in the market. People are always guessing that “our phone must be ringing off the hook.” Well, not really. A large part of our job is devoted to behavior management. We try our best to
“educate rather than prognosticate.” Credit to you for listening, accepting our advice, and remaining calm and disciplined in these uncertain times. The reason not to invest has and will always exist. Until you accept that, it’s not worth being an investor.
Society thrives on bad news and the media gravitates towards it. 200 million websites, 9000 magazines, and 2500 TV channels are all telling you to stay on the sideline or ‘cash out.’ The most fearful articles are always the ones that generate the most attention. The more we read and study the markets, the more “buy and hold” continues to make sense. Relying on your ‘well-thought-out’ financial and investment plan is the best advice we can give.
We look forward to spending some time with you this Tax Season. Don’t forget to “wait to file” if you have taxable investment accounts. And remember, “lack of investor discipline can ruin the best portfolio ever built” (Warren Buffet).